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You work so hard to make your business thrive, but have you given as much thought to what comes next? Our experts can give you the hands-on, personalized guidance you need to set up a retirement plan that meets your business needs and those of your employees.

OPTIMIZE YOUR BUSINESS FINANCES

Our solutions enable maximum efficiency

SEP RETIREMENT ACCOUNT

A Simplified Employee Pension (SEP) is a flexible plan that makes it easy for owners of businesses of all sizes to make retirement contributions for themselves and their employees. SEP is a great option for your business if you want an affordable plan without the start up and operating costs of a conventional retirement plan.
  • Establish financial security for you and employees
  • Contributions are tax deductible and your business pays no tax on the earnings on the investments
  • Get lower administrative costs than utilizing an outside plan professional
  • Enjoy the convenience of not having to file annual financial reports with the government
  • Use this benefit to attract and retain employees

SIMPLE RETIREMENT ACCOUNT

Our SIMPLE (Savings Incentive Match Plan for Employees of Small Employers) IRA plan is an easy-to-run retirement plan for small businesses with less than 100 employees..
  • Choose to match participating employee contributions or contribute a percentage of eligible employee pay
  • Give employees the ability to make tax-deferred contributions through payroll deduction
  • Get lower administrative costs than utilizing an outside plan professional
  • Enjoy the convenience of not having to file annual financial reports with the government
  • Use this benefit to attract and retain employees

GET ASSISTANCE WITH ALL OF YOUR FUNDING NEEDS

If First Trust Fund Bank cannot approve your request, we have partnered with Foundation, who can potentially offer you other options to address the financing needs of your business.

BUSINESS OVERDRAFT PROTECTION

This is the ideal way to add a layer of protection to your business checking account. A line of credit is linked to your business checking and will automatically transfer funds if your account balance falls below £0, so you never have to worry about bouncing a check or not having access to funds when you need it.

  • Line amounts up to £10,000
  • Flexible repayment terms
  • Access to funds when you need them
  • Lower interest rate than most credit cards

SMALL BUSINESS ADMINISTRATION (SBA) LOANS

As a preferred SBA lender, we’re able to further help businesses in our community to grow and expand by offering government-guaranteed SBA loans. These loans help businesses that may not qualify for conventional loans get the funding they need to start or grow a business.

  • Fixed or variable rate options
  • Flexible repayment terms available
  • Get quick access to the funds you need
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Ready to get started ?

Speak to a First Trust Fund Bank specialist at (+447427568711)

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