Our checking account options couldn’t be simpler. You don’t have to jump through hoops to waive your monthly fee. Banking online or on the go is easy, and so is the technology you need to use your account quickly and conveniently. See for yourself. Compare our checking options to find the one that best fits you.


An account that allows you to do your day to day banking with no strings attached.
  • £10 minimum account opening deposit
  • No monthly maintenance fee


Here's what comes with your First Trust Fund Bank checking account.

Debit Mastercard

Combine the convenience of a credit card while only using the money that’s available in your checking account.

Learn More.


Sending money has never been easier - and receiving it never more convenient. Send, request, and receive money with a click of a button to just about anyone with an email or mobile number.

Online & Mobile Banking

It’s easy to set up and use Online and Mobile Banking. Plus, you get the added convenience of being able to bank anytime, anywhere, with the ease of knowing that your transactions are secure.


Some customers may still prefer to write checks. This convenient way to make a payment provides easy record keeping and may be safer than cash.


Direct Deposit is the safe, convenient way to deposit recurring payments into your account electronically. Once you set up this service, your paychecks, Social Security income, tax refunds, or dividend income will be deposited automatically.

Make sure to have your checking account it can be found at the bottom of your checks.

  • Split your paycheck into multiple accounts for better control of funds
  • Electronic delivery makes your funds available immediately
  • Reduce the risk of identity theft by eliminating lost or stolen checks


Get peace of mind and help prevent an overdraft fee, a declined debit card transaction, or a returned check with one of our two overdraft protection options:

  • Our Overdraft Line of Credit transfers funds automatically to your checking account whenever you need it.
  • Our Overdraft Protection from Savings transfers funds automatically from your savings account to cover you if there’s not enough money in your checking account
  • Access to funds when you overdraw your account.
  • Enjoy the confidence of knowing you’re covered
  • Have insurance against a record keeping error

Ready to get started ?

Speak to a First Trust Fund Bank specialist at (+447427568711)